Friday, 25 January 2013

5-Year Post Office Recurring Deposit Account

5-Year Post Office Recurring Deposit Account


Interest payable, Rates, Periodicity etc.

Rate of interest 8.40%. Maturity value of a 5 Years RD account opened on or after 1.4.2012 with monthly deposit of INR.10/- shall be INR.746.51. Can be continued for another 5 years on year to year basis.

Investment limits and Denominations 

Minimum INR 10/- per month or any amount in multiples of INR 5/-. No maximum limit.

Salient features including Tax Rebate 

One withdrawal upto 50% of the balance allowed after one year. Full maturity value allowed on R.D. Accounts restricted to that of INR. 50/- denomination in case of death of depositor subject to fulfillment of certain conditions. 6 & 12 months advance deposits earn rebate.  

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