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Wednesday, 6 February 2013

EASY CASH MANAGER SOFTWARE

EASY CASH MANAGER SOFTWARE  by moor-software.com   What is Easy Cash Manager? Easy Cash Manager is a simple book-keeping program for MS Windows. You can use the program to keep records of your incomes and expenses. You're probably wondering why you shouldn't just use Excel for that. I will explain. Excel is a spreadsheet program which has a lot of functions. The versatility is quite useful, because you have a lot of functionality...

Saturday, 2 February 2013

Tips on Savings and Investment

 Tips on Savings and Investment  Here are some useful tips on savings and investing and curtailing them to some extent in order to have a pleasant living. Switching off the lights and the fans is a great money saving tips but most of the people don�t pay any heed to the practice. If it is practiced religiously, it will tend to give rise to great savings. Energy saving lights is also effective devises to curtail expenses and...

Monday, 28 January 2013

DEMAT ACCOUNT

DEMAT ACCOUNT Demat account functions like a bank account, where your bank balance is a mere entry in the bank passbook and you do not hold the cash physically. Securities too are held in an electronic form (demateralised form), in a similar manner and debited credited. Why should you have a Demat Account? As per SEBI guidelines shares cannot be bought and sold in any form except in demateralised form. Therefore, if you want to buy...

Saturday, 26 January 2013

New Pension System (NPS)

New Pension System (NPS)   What is NPS ? Its a pension system recently launched by Govt of India from 1st April, 2009.. You can regularly invest your money in this and get a lump sum at your retirement and a fixed monthly income for the lifetime . It will work almost the same way as Private Pension Schemes . Until now the pension schemes was available to Govt employees and employees of Big companies who has Provident fund facility ...

Friday, 25 January 2013

5-Year Post Office Recurring Deposit Account

5-Year Post Office Recurring Deposit Account Interest payable, Rates, Periodicity etc. Rate of interest 8.40%. Maturity value of a 5 Years RD account opened on or after 1.4.2012 with monthly deposit of INR.10/- shall be INR.746.51. Can be continued for another 5 years on year to year basis....

Senior Citizen Savings Scheme

Senior Citizen Savings Scheme   Interest payable, Rates, Periodicity etc. 9.30% per annum, payable from the date of deposit of 31st March/30th Sept/31st December in the first instance & thereafter, interest shall be payable on 31st March, 30th June, 30th Sept and 31st December. Investment limits and ...

National Savings Certificate (NSC)

National Savings Certificate (VIII Issue) Interest payable, Rates, Periodicity etc. Rate of interest 8.60%. Maturity value of a certificate of INR.100/- purchased on or after 1.4.2012 shall be INR. 152.35 after 5 years. Investment limits and Denominations  Minimum INR. 100/-...